Plymouth, MN · Est. in the Community
Guaranteed
Guaranteed
Auto Loans
Credit issues? No problem. We specialize in getting everyone approved — great credit, bad credit, no credit, or bankruptcy. Your fresh start starts here.
□ 952-210-2726We Approve Everyone
No matter your credit history
Great Credit
Good Credit
Bad Credit
No Credit
Fast approval · No obligation · 100% online
Guaranteed Approval
Lowest Down Payment
Bankruptcy Specialists
No Credit Check Required
Plymouth, MN Locally Owned
Who We Help
Everyone Deserves
A Second Chance
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Chapter 7 Bankruptcy
We specialize in Chapter 7 auto financing. Your discharge doesn't disqualify you — we've helped hundreds in your exact situation.
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Chapter 13 Bankruptcy
Still in a Chapter 13 plan? We can often get court-approved auto loans while you're actively in your repayment plan.
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Foreclosure & Repossession
Past foreclosures or repos on your record? We look at your full picture, not just your worst moment.
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Divorce & Life Changes
Life happens. Whether it's divorce, job loss, or medical bills — we help you move forward, not stay stuck.
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Student Loans & Debt
High debt-to-income ratio from student loans? We work with lenders who understand your full financial picture.
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No Credit History
Just starting out? We have programs specifically designed for first-time buyers with no credit history at all.
How It Works
Simple Process.
Fast Approval.
01
Apply Online in Minutes
Fill out our simple, secure application. No commitment needed — it's 100% free to apply.
02
Get Approved Fast
Our team works quickly to find you the best loan with the lowest rate and payment available.
03
Choose Your Vehicle
Browse our quality inventory in Plymouth. We'll help you find the right car for your budget.
04
Drive Away Today
Sign the paperwork and leave in your new vehicle. It really is that straightforward.
We've Seen It All
Your Past Doesn't
Define Your Future
No matter what's on your credit report, MN Fresh Start works hard to get you approved. We've helped thousands of Minnesotans with every type of credit situation imaginable.
Late Payments
Collections
Charge-offs
Bankruptcy
Repossession
Foreclosure
Divorce
Medical Bills
Job Loss
Student Loans
No Credit
New to the U.S.
Low Income
Multiple Repos
Ready to Get Started?
Apply in minutes — no obligation, no hard pull to pre-qualify.
Find Us
Visit Us in
Plymouth, MN
We're conveniently located in Plymouth, MN — serving the entire Twin Cities metro area. Walk in or call ahead to schedule an appointment.
□ 952-210-27269700 56th Ave N, Plymouth, MN 55442
Store Hours
Monday
10:00 AM – 7:00 PM
Tuesday
10:00 AM – 7:00 PM
Wednesday
10:00 AM – 7:00 PM
Thursday
By Appointment Only
Friday
10:00 AM – 6:00 PM
Saturday
9:00 AM – 6:00 PM
Sunday
Closed